When it comes to your future, it is important to invest in planning. We believe that if you invest in expert financial planning, it will help you achieve your financial goals and secure the future you want.
Whether you are starting out in your career, looking to buy your first home, saving for your child’s education or heading towards retirement, we are here to help you at every step of life’s key milestones.
Being self-employed means that you cannot join occupational pension schemes, although you will receive the basic state pension and the Flat Rate State Pension, which came into effect on 6 April 2016 subject to a sufficient National Insurance record.
This means it is essential to make plans for contributing to an individual arrangement in order to receive an income that gives you security in your retirement, but how much do you need?
Expert and professional advice, which focuses on your requirements, is of paramount importance and will be the cornerstone of your pension planning arrangements. Recognising this, the St. James's Place Approach to Retirement Planning is founded on four key principles:
If you would like to know more about the St. James's Place range of pensions, or specialist advice on your retirement planning requirements, please get in touch.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
