With low levels of interest being paid on bank and building society deposit accounts for some time now, many long term investors are looking for a better return on their investments. They are also concerned that the income they receive will fail to keep pace with inflation.
The St. James's Place Investment Bond is one solution to this problem. It offers a simple yet flexible solution to income, capital growth and tax planning needs by offering access to a wide range of asset classes, as well as a range of benefits designed for simplicity and tax efficiency.
Investment Bonds are long-term investment products which allow investors to spread risk and allow easy switching between funds as their needs change over time.
The main benefits of the St. James's Place Investment Bond are:
We have a St. James's Place Investment Bond brochure available and you can access this by contacting us or your usual Blythswood Associates Financial Adviser.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.
Equities do not provide the security of capital associated with a deposit account with a bank or building society.
*Please note that if the income taken exceeds the growth of the Bond, the capital will be eroded.