Since the financial crisis of 2007, after which interest rates fell and have stayed at historically low levels, long term investors looking for income have been seeking alternative homes for their capital. The value of money held on deposit has been impacted by inflation, and investing for income has assumed greater importance than ever.
St. James's Place offers a range of income solutions investing across a range of asset classes, helping us to provide a diversified, personally tailored portfolio.
With interest rates at historic lows, investors could consider alternative sources of income:
For further information on strategies to cope with lower interest rates and alternative solutions to help achieve your income or capital growth objectives, get in touch.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
Equities do not provide the security of capital associated with a deposit account with a bank or building society.
Past performance is not a guide to future performance.
The value of property is a matter of the valuer's opinion and not fact.
*Source data: Barclays Equity Gilt Study 2016.