About Blythswood Associates

When it comes to your future, it is important to invest in planning. We believe that if you invest in expert financial planning, it will help you achieve your financial goals and secure the future you want.

Whether you are starting out in your career, looking to buy your first home, saving for your child’s education or heading towards retirement, we are here to help you at every step of life’s key milestones.

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The Partner together with St. James's Place Wealth Management plc are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see the Partner's Privacy Policy or the St. James's Place Privacy Policy
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In October 2012, the Government introduced workplace pension reforms known as auto enrolment.

As a company director or business owner, it is your obligation to understand what a Qualifying Scheme is, the process and how it works, and what duties and obligations you must comply with.

From April 2019, employer contributions are a minimum of 3%, and member contributions are at least 5% (this receives basic rate tax relief), making a total of 8%.I can help you understand the issues and requirements of workplace pensions and offer guidance to ensure your business complies with the rules.

The value of a pension will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.