How we work
As Independent Financial Advisers we are free to advise on financial products available from all product providers. We use advanced computer software to research, compare and select the most suitable deals currently available. We are thus able to make arrangements to maximize the benefits to our clients.
You'll get our help to review your existing financial situation and reach a realistic assessment of your likely needs. For this, you'll need to set aside some time to talk to us - the first consultation is free. There's no charge, and no obligation, while we find out together if it's worth going ahead.
Depending on your instructions we shall carry out a needs' analysis based on your current situation, and taking into account any specific plans and/or targets you may have. We shall then give you our advice and guidance on anything from a short term financial objective to a lifetime financial plan, followed up with regular reviews.
You will receive a review of your existing financial arrangements together with an objective comment as to how well-suited they are to your circumstances. We'll also tell you if we think there is room for change or if we perceive that there is something missing in your financial plan.
We shall help you to decide how much provision you'll need to make for contingency, and the order of priority in dealing with your finances. It will all be sensibly balanced in relation to your current income and outlays and your attitude to risk.
Many people nowadays have difficulty in finding enough time to devote to their finances. We are able to make that process easier for you and to put appropriate arrangements in place to suit your requirements. All of our proposals will be fully explained in writing and costed so that you'll know exactly what and why before you agree to anything.